For buyers

Find Your Bay Area Home

From pre-approval to keys in hand, Nita Sheth — VP of Real Estate & Business Development at Century 21 SVG and a Top 3% agent by sales volume in Santa Clara County — guides Bay Area buyers through every step of a competitive market.

How Nita helps buyers

Local knowledge.
Real negotiating power.

First-time buyer? Nita walks you through every step from pre-approval to closing day. See her first-time buyer guide.
Move-up buyer? She negotiates the strongest possible offer in a competitive, multiple-offer market.
Relocating to the Bay Area? She matches you to the right city, school district, and commute. See her relocation guide.
Deep knowledge of schools, BART access, and tech commute corridors across every Bay Area pocket she serves.
Buying in Los Gatos specifically? See her Los Gatos real estate guide for neighborhood and market detail.

What to expect

The buying process,
step by step.

Free consultation & pre-approval

We talk through your budget, priorities, and timeline, and Nita connects you with a trusted lender so you know your real buying power before you start touring homes.

Home search & tours

Nita sets up a tailored search across the cities and neighbourhoods that fit your life — Fremont, San Jose, Milpitas, Sunnyvale, and beyond — and tours homes with you in person or virtually.

Making a competitive offer

In a multiple-offer market, strategy matters. Nita structures offers to stand out to sellers while protecting your interests and your budget.

Inspection & appraisal

Nita coordinates inspections and works through any negotiations that come up, then guides you through the lender's appraisal process.

Closing — keys in hand

Final walkthrough, signing, and closing — Nita stays hands-on through the last step so nothing catches you by surprise.

Buyer questions

Frequently asked
questions.

Does it cost anything to work with Nita as a buyer? +

The initial consultation is completely free with zero obligation. In most traditional transactions, buyer-agent commissions are covered by the seller — Nita will explain the current commission structure clearly before you commit to anything.

Do I need a 20% down payment to buy in the Bay Area? +

No — 20% avoids private mortgage insurance (PMI), but many buyers purchase with less down using conventional, FHA, or other loan programs. Nita's lender partners can walk you through the options that fit your situation.

What is pre-approval and why do I need it? +

Pre-approval is a lender's written confirmation of how much you can borrow, based on your income, credit, and finances. In the Bay Area's competitive market, sellers expect a pre-approval letter with any serious offer — it's the first step before touring homes.

Which Bay Area cities does Nita help buyers search in? +

Nita is based in Fremont at Century 21 SVG and helps buyers across San Jose, Milpitas, Sunnyvale, Santa Clara, Union City, Newark, Dublin, San Ramon, Pleasanton, Morgan Hill, Cupertino, Mountain View, and Los Gatos.

Find Your Bay Area Home

Local knowledge.Real negotiating power.

The buying process,step by step.